Your borrowers trust you. You can trust us with their data.
A lender’s records are full of NIC numbers, phone numbers and money. Here is how FinanceMe.lk protects them from outsiders, from other companies and from mistakes inside your own team.
Keeping outsiders out
- Encrypted connections
- Every page, app request and API call uses HTTPS.
- Passwords stored safely
- Passwords are stored as one-way hashes, never in plain text. You can also sign in with Google.
- Short-lived sessions
- Sign-in tokens expire within minutes and are renewed silently. If a stolen renewal token is reused, every session for that person is closed.
- Limits on guessing
- Repeated sign-in attempts and other sensitive requests are rate-limited.
Keeping companies apart
- Separate data for every company
- Every record belongs to one company, and every request is checked against the company of the person making it.
- Public links reveal only what they must
- A receipt or statement link shows that one receipt or one loan’s balance, with a random code that cannot be guessed.
Keeping staff honest
- Permissions by role
- Seven roles, from owner to viewer. A field officer cannot approve loans or edit the books.
- Two people for every loan
- The person who creates a loan cannot approve it.
- Activity log
- Sign-ins, approvals, payouts, edits and reversals are logged with the person, time and address.
- Fraud alerts
- Back-dated payments, payments recorded far from the borrower and frequent reversals are flagged automatically.
Your rights over your data
- You own it
- Your records belong to you. We process borrowers’ data only to provide the service to you.
- Personal Data Protection Act
- We process personal data in line with Sri Lanka’s Personal Data Protection Act No. 9 of 2022.
- Never locked away
- If a subscription lapses, records stay readable and borrower payments can still be taken.
Found a security problem? Please email [email protected] before telling anyone else, and we will respond quickly. Read our privacy policy.
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