The collection book, rebuilt for your whole company.
FinanceMe.lk keeps every borrower, instalment and rupee in one place, from the field officer’s phone to the owner’s dashboard. Built for Sri Lankan microfinance companies, co-operatives and money lenders.
No card needed. Your data stays yours; export it any time.
Weekly loan, 20 weeks
W. A. Kumari, Matara centre
LoanRs. 50,000
| Week | Due | Amount | Status |
|---|---|---|---|
| 1 | 04 Aug | Rs. 2,900 | PAID |
| 2 | 11 Aug | Rs. 2,900 | PAID |
| 3 | 18 Aug | Rs. 2,900 | PAID |
| 4 | 25 Aug | Rs. 2,900 | PAID |
| 5 | 01 Sep | Rs. 2,900 | PAID |
| 6 | 08 Sep | Rs. 2,900 | Today |
One working day, start to finish
What changes when the collection book, the cash tin and the ledger all live in one system.
7:30 am
The day’s sheet is ready
Each field officer opens today’s collection sheet: who is due, how much, and who is already behind. Managers see the same sheet for every centre.
10:00 am
Payments recorded at the door
Recording a payment takes seconds, even without signal. The borrower gets an SMS receipt with a link to their balance, and every printed receipt has a QR code anyone can check.
5:30 pm
Cash closed before anyone leaves
Each officer closes the day: cash expected, collected and handed over. A shortfall is flagged to the manager the same evening, not at month end.
Month end
The books are already done
Arrears, portfolio at risk, profit and loss and the balance sheet are ready, because every payment posted itself to the ledger.
Built around how lending works in Sri Lanka
- Collections that work without signal
- Field officers record payments on their phone and everything syncs when they are back in coverage. Each receipt is tagged with where it was taken.
- Every rupee in hand is accounted for
- Expected, collected and handed over, for every officer, every day. Back-dated entries, receipts taken far from the borrower’s home and repeated reversals raise an alert.
- Your staff work in their own language
- Screens, receipts and SMS in Sinhala, Tamil or English. Each person picks theirs, and borrowers get SMS in the language they chose.
- Ready when someone asks questions
- Every approval, edit and reversal is logged with who did it and when. Loan agreements show the effective annual rate alongside the flat rate.
Moving from Excel or paper takes an afternoon
- 1
Create your company
Sign up, add your branches and the loan products you already offer: daily, weekly or monthly, flat or reducing balance.
- 2
Bring your loan book
Upload your Excel sheet. FinanceMe.lk matches the columns, rebuilds each schedule and shows you the balances to check before anything is saved.
- 3
Send officers to the field
Invite your team. They sign in on their phones and collect from tomorrow morning’s sheet.
Prices on the page, not after a sales call
Monthly, in rupees. Every plan includes setup help, Excel import and updates. Pay yearly and get two months free.
| Plan | Starter | GrowthMost chosen | Pro | Enterprise |
|---|---|---|---|---|
| Per month | Rs. 4,900 | Rs. 12,900 | Rs. 24,900 | Ask us |
| Active loans | 300 | 2,000 | 10,000 | Unlimited |
| Staff users | 3 | 15 | 50 | Unlimited |
| Branches | 1 | 3 | 10 | Unlimited |
| SMS each month | 300 | 1,500 | 5,000 | Custom |
Try it on your own loans this week
14 days with every feature. If it is not right for you, export your data and walk away.