FinanceMe.lk versus desktop loan software
Many lenders bought a program installed on one office computer years ago. It still works in the office. The question is what happens outside it.
| Topic | Desktop software | FinanceMe.lk |
|---|---|---|
| Where it works | On the computer it is installed on, sometimes over a shared network. | Any browser in any branch, plus the field officer app. |
| Field officers | Bring paper back to the office for someone to type in. | Record at the door; the office sees it immediately. |
| Backups | Someone has to remember to copy the database. | Data is held on a server, not on one office machine. |
| A broken computer | Work stops until it is repaired or the data is recovered. | Sign in from another computer and carry on. |
| Updates | Paid upgrades or a visit from the vendor. | Included, without anyone touching your computers. |
| Several branches | Separate copies that must be combined. | One loan book; reports per branch or for the whole company. |
| Payment | A large licence fee up front, plus support charges. | A monthly fee you can stop at any time. |
| Borrower SMS | Often an add-on or not available. | Receipts, reminders and overdue notices in three languages. |
When desktop software is the better choice
If you have one office, no field staff and an internet connection you cannot rely on, a desktop program may still suit you. FinanceMe.lk needs an internet connection in the office; only the field app works offline.
How to switch
- 1
Export your loans from the old program to Excel. Most programs have a report you can save as a spreadsheet.
- 2
Upload it to FinanceMe.lk during the free trial and compare the balances side by side.
- 3
Run both for one collection cycle, then switch the office over.
Open your loan book in FinanceMe.lk today
14 days free with every feature. No card, no sales call. We help you bring your Excel sheets across.